Klarna is a payments service that helps you buy the things you want or need. Right now, over 100 million people worldwide use Klarna at over 200,000 online stores.

Pay later in 30 days is a credit product which lets you pay any time within 30 days of your purchase. Late fees may apply. You can make this payment using a credit or debit card on the Klarna app or logging into www.klarna/com/uk. Klarna will send you a confirmation email once your order is confirmed with full details. You can see both past and future payments using the Klarna app.

Yes, you can. If you see Klarna Pay later in 30 days when you go to an online checkout then Pay later in 30 days is available to you. Every time you use Pay later in 30 days, Klarna will check to see whether you can use the service again for each additional purchase.

Klarna offers Pay later in 30 days based on a number of factors such as the purchase amount, previous order history. If you are 18 or over, you can improve your chances of being offered Pay later in 30 days by ensuring you provide your full name, accurate address details and arrange shipping to your registered billing address. All orders are assessed individually. Just because you have been accepted for Pay later in 30 days before does not mean it will be offered for every order. In turn, if your application for Pay later in 30 days is denied, it does not mean it will be denied for future orders.

If you want to purchase something using Klarna’s Pay later in 30 days, you'll need to share your phone number, email address, current billing address and your credit or debit card details. If Klarna need to talk to you urgently they'll use the phone number you've shared. For any other information Klarna need to share with you, they'll send this to your email address.

When you use Pay later in 30 days, Klarna will perform a credit search. This means Klarna will look at certain information in your credit report to decide whether to approve your purchase.

You can pay any time within 30 days of your purchase. Late fees may apply. You can make this payment using a credit or debit card on the Klarna app or logging into www.klarna/com/uk. Klarna will send you a confirmation email once your order is confirmed with full details.You can see both past and future payments using the Klarna app.

If you choose to pay for your order using Pay later in 30 days, Klarna will send you an email showing you how to pay. The email will have a link you can use to make this payment using your credit or debit card.

Yes. Just go to the Klarna app or log onto Klarna.com/uk. ​

Payment information is processed securely by Klarna. No card details are transferred to or held by Pixiegirl. All transactions take place via connections secured with the latest industry standard security protocols.

Klarna will notify you by email and push notification when a payment is due and when you have made or missed a payment. You can always check the status of your order and payments in the Klarna app or by logging in at www.klarna.com/uk.

Pay later in 30 days is a credit product and you are required to make your payment to Klarna. Klarna may also share information about your missed payments with credit reference agencies. This means you may find it difficult or more expensive to use Klarna or other lenders' credit products in the future. Full details can be found in the Klarna terms and conditions here.

Late Fees As of the 16th March, 2023, we’re introducing a late fee to our Pay in 3 and Pay in 30 days payment options. Customers will only be charged late fees if they have failed to pay after they have received multiple friendly reminders to encourage repayment, and after the set grace period has passed. More details on the fees’ structure will be outlined in our revised customer T&Cs.

As pay later is a credit product, if you don't pay for your order Klarna may use a debt collection agency. Klarna may also report the missed payment to credit reference agencies. This means you may find it more expensive or difficult to get credit in the future.

If you have not received your goods please call Yours Clothing to check on your order and delivery status. You can also contact Klarna’s Customer Service so that they can postpone the due date on your payment or put the order on hold in the Klarna app while you wait for the goods to arrive.

As soon as PixieGirl has confirmed with Klarna that your cancelation / return has been accepted, Klarna will cancel any future scheduled payments as well as refund any amounts due. You will see the return in the Klarna app immediately

As soon as the store has registered your cancelation or your return, the refund will normally be processed within 5 business days.

Refunds will be issued back to the debit or credit card which was originally used at checkout

Once PixieGirl has received the partial return and Klarna have received our confirmation, an updated statement with an adjusted payment schedule will be sent to you by Klarna. You are always able to monitor the status of your order in the Klarna app.

You can log in the Klarna app or at www.klarna.com/uk, where you will find all of your orders and payment schedule information.

Visit Klarna’s Customer Service for a full list of FAQ’s, live chat and telephone options.

• For orders made on or after the 16 March 2023, we’ll apply a £5 late fee for payments that remain unpaid 7 days after the due date for Pay in 30 days and 14 days for Pay in 3.

• If a payment continues to remain unpaid, an additional £5 fee will be applied and added to the total outstanding amount.

• We will charge a maximum of 2 late payment fees per order, which is capped at a total of £10.

You’ll get multiple reminder messages via email, push or SMS, to ensure that you stay well informed and there are no surprises.

If you pay on time, there will be no late fees. We have a number of tools to help you pay on time:

1. Friendly reminders. Klarna will send at least 4 reminders before applying a late fee.

2. If you need more time, you can also extend your due date, free of charge, by up to 10 days, once per payment.

3. From March, you will also be able to set up Autopay for all your Pay in 30 days purchases in the Klarna app which means Klarna will automatically withdraw the money on the due date, so you never have to worry about missing payments.

Klarna is a payments service that helps you buy the things you want or need. Right now, over 100 million people worldwide use Klarna at over 200,000 online stores.

Klarna’s Pay in 3 instalments is a credit product that lets you spread the cost of your purchases over 3 equal payments. Klarna will take the payments from your debit or credit card directly so you don't have to worry about missing a payment. Klarna will take the first payment when you make the purchase, the second 30 days later and the final payment 60 days from your purchase date. You can see your past and future payments at any time using the Klarna app.

You need to be at least 18 years old and a UK resident to use Klarna’s credit products including Pay in 3 instalments. When you choose Klarna they will also check the information you provide and your financial situation.

Yes, you can. If you see Klarna Pay in 3 instalments when you go to an online checkout then Pay in 3 instalments is available to you. Every time you use Pay in 3, Klarna will check to see whether you can use Pay in 3 again for each additional purchase.

Klarna offers Pay in 3 instalments based on a number of factors such as the purchase amount, and previous order history. You can improve your chances of being offered Pay in 3 instalments by ensuring you provide your full name, accurate address details and arrange shipping to your registered billing address. All orders are assessed individually. Just because you have been accepted for Pay in 3 instalments before does not mean it will be offered for every order. In turn, if your application for Pay in 3 instalments is denied, it does not mean it will be denied for future orders.

If you want to purchase something using Klarna’s Pay in 3 instalments, you'll need to share your phone number, email address, current billing address and your credit or debit card details. If Klarna need to talk to you urgently they'll use the phone number you've shared. For any other information Klarna need to share with you, they'll send this to your email address.

When you use Pay in 3 instalments, Klarna will perform a credit search. This means Klarna will look at certain information in your credit report to decide whether to approve your purchase.

Klarna will take your Pay in 3 instalments payments from the debit or credit card you shared when you made your purchase. Klarna will take the first payment when you make your purchase, the second payment after 30 days and the final payment 60 days from the day you made your purchase. You can see both past and future payments using the Klarna app.

Yes. Just go to the Klarna app or log onto Klarna.com/uk.

Payment information is processed securely by Klarna. No card details are transferred to or held by Pixiegirl. All transactions take place via connections secured with the latest industry standard security protocols.

Klarna will notify you by email and push notification when a payment is due and when you have made or missed a payment. You can always check the status of your order and payments in the Klarna app or by logging in at www.klarna.com/uk.

Pay in 3 instalments is a credit product and you are required to make your scheduled payments to Klarna. If Klarna is unable to collect your payment on the scheduled due date Klarna will make a further attempt to automatically collect payment seven days later. Should this next payment attempt fail, Klarna will make a final attempt to collect payment seven days later. They may continue to attempt to collect overdue and currently due payments on subsequent due dates, or invoice you separately for the unpaid total. Klarna may also share information about your missed payments with credit reference agencies. This means you may find it difficult or more expensive to use Klarna or other lenders' credit products in the future. Full details can be found in the Klarna terms and conditions here.

If you don't make your payments you will be in arrears as Pay in 3 is a credit product. Klarna may then share information about your missed payments with credit reference agencies. This means you may find it difficult or more expensive to use Klarna or other lenders' credit products in the future. Klarna may also refer any debt to a debt collection agency. This agency will collect the debt on behalf of Klarna. Also, if the debt is referred to a debt collection agency Klarna will share this information with credit reference agencies.

If you have not received your goods please call PixieGirl to check on your order and delivery status. You can also contact Klarna’s Customer Service so that they can postpone the due date on your payment or put the order on hold in the Klarna app while you wait for the goods to arrive.

As soon as PixieGirl has confirmed with Klarna that your cancelation / return has been accepted, Klarna will cancel any future scheduled payments as well as refund any amounts due. You will see the return in the Klarna app immediately.

As soon as the store has registered your cancellation or your return, the refund will be processed within 5 business days.

Refunds will be issued back to the debit or credit card which was originally used at checkout.

Once PixieGirl has received the return and Klarna have received our confirmation, Klarna shall refund any payments collected and cancel any future scheduled payments. You are always able to monitor the status of your order in the Klarna app.

Once PixieGirl has received the partial return and Klarna have received our confirmation, an updated statement with an adjusted payment schedule will be sent to you by Klarna. You are always able to monitor the status of your order in the Klarna app.

You can log in at www.klarna.com , where you will find all of your orders and payment schedule information.

Visit Klarna app Klarna’s Customer Service page for a full list of FAQs, live chat and telephone options.

• For orders made on or after the 16 March 2023, we’ll apply a £5 late fee for payments that remain unpaid 7 days after the due date for Pay in 30 days and 14 days for Pay in 3.

• If a payment continues to remain unpaid, an additional £5 fee will be applied and added to the total outstanding amount.

• We will charge a maximum of 2 late payment fees per order, which is capped at a total of £10.

You’ll get multiple reminder messages via email, push or SMS, to ensure that you stay well informed and there are no surprises.

If you pay on time, there will be no late fees. We have a number of tools to help you pay on time:

1. Friendly reminders. Klarna will send at least 4 reminders before applying a late fee.

2. If you need more time, you can also extend your due date, free of charge, by up to 10 days, once per payment.

3. From March, you will also be able to set up Autopay for all your Pay in 30 days purchases in the Klarna app which means Klarna will automatically withdraw the money on the due date, so you never have to worry about missing payments.

Monthly invoice is an ongoing service provided by Klarna and which gathers the actively selected purchases you make during a month on one and the same invoice. The monthly invoice collects all purchases you make with Klarna Monthly invoice.

The due date is the day of the month that you must pay your Monthly Invoice. Before the due date, the last day occurs when new purchases can be added to your Monthly Invoice ("Breaking Day"), after which the invoice is sent. The date of the Breaking Day may vary, and Klarna reserves the right to change the Breaking Day and due date to improve the product experience. As a customer, you are guaranteed a minimum credit period of 14 days from Break Day to due date. Monthly invoice purchases made with your Klarna card before the Break Day will be collected on the same Monthly Invoice. All other purchases you make with Monthly Invoice will be added to the same Monthly Invoice if the goods are sent or if the service has been made available to you before the Break Date.

The Monthly Invoice service has an unlimited term. You can terminate the Monthly Invoice service at any time in Klarna's customer portal, on Klarna's website or by contacting Klarna's customer service. Your termination will take effect immediately. For purchases made before but delivered after your termination, a Monthly Invoice for that purchase will still be sent. New purchases made after your termination will be handled as separate Get First - Pay Late Invoices.

A fee of SEK 29 is charged for each Monthly Invoice. As soon as you have made a purchase through Monthly Invoice, we will automatically create a Monthly Invoice for you. A payment reminder is sent in the event of non-payment. If you have shopped for less than SEK 60, a reminder fee of SEK 29 will be added, and if you have shopped for SEK 60 or more, a reminder fee of SEK 60 will be added. If no payment is received thereafter, the claim may be submitted for debt collection management where additional debt collection costs may be added.

Klarna may run so-called unrecorded enquiries (or soft credit searches) that do not affect credit scoring and are only visible to you and Klarna, but not visible to other lenders. Neither Klarna nor Pixiegirl run credit searches against you that could impact your credit rating.